Home Loans to Help You Own Your Perfect Home

You can easily apply for a home loan through KFIS online or in person. Our experts compare offers from 100+ banks and NBFCs, guide documentation, and ensure faster approval for your dream home in Chennai.

Through KFIS, the minimum age to apply for a home loan is 21 years, and the maximum age is 65 years at loan maturity. Specific age criteria may vary slightly between banks and NBFCs.

Salaried Individuals, Professionals & Self Employed with a stable income, good credit score, and valid property documents are eligible. KFIS evaluates your financial profile to match you with suitable lenders from our 100+ bank and NBFC network.

You’ll need ID proof, address proof, income proof, property documents, and bank statements. KFIS simplifies document collection and submits them to 100+ partner banks and NBFCs for quick processing.

A home loan is a secured loan where the lender finances your property purchase. You repay through monthly EMIs with interest. KFIS helps you find the right loan plan, rate, and tenure from top lenders.

With KFIS, most home loans get sanctioned within 5–10 working days once documentation is complete. Our tie-ups with 100+ banks and NBFCs help speed up verification and approval.

Home loan borrowers can claim tax deductions under Sections 24(b), 80C, and 80EEA on principal and interest payments. KFIS helps you plan repayment smartly to maximize your tax benefits.

KFIS offers all types — home purchase, construction, renovation, plot purchase, balance transfer, and top-up loans — through 100+ banks and NBFCs. We help you choose the best based on your goals.

Yes. KFIS provides home loan balance transfer plus top-up facilities. You can switch lenders to reduce EMIs and avail extra funds for renovation or investment from 100+ banks and NBFCs.

Absolutely. KFIS offers tailored NRI home loan solutions from 100+ banks and NBFCs. We simplify overseas documentation, eligibility verification, and property checks for NRIs purchasing homes in Chennai or across India.

Yes. KFIS helps women applicants get special benefits like lower interest rates and reduced processing fees from leading banks and NBFCs — supporting women homeowners with affordable, flexible home loan options.

KFIS compares 100+ lenders to find the best rates, lowest EMIs, and faster processing. Instead of applying to one bank, you get expert guidance and multiple offers — saving time, effort, and money.

Use the KFIS home loan calculator to estimate EMIs instantly. Enter loan amount, interest rate, and tenure to see results. Our experts also help you understand how rates vary across banks and NBFCs.

Your home loan EMIs start the month after the loan disbursement and key handover by the builder or after completion of the construction. KFIS provides a complete EMI schedule and helps you plan repayment efficiently across lenders for better financial management.

Through KFIS, home loan interest rates in Chennai start from as low as 7.9%* (subject to credit score and lender policy). We compare 100+ banks and NBFCs to get you the lowest available rate.

KFIS is among Chennai’s best home loan agencies, partnering with 100+ banks and NBFCs. We provide transparent comparison, personalized advice, and faster approvals for all types of home loans.

Choose KFIS for end-to-end home loan support, access to 100+ banks/NBFCs, competitive rates, and expert guidance. We simplify every step from eligibility check to approval ensuring you find your perfect home loan match.

At KFIS loan services we guide you to make part payment in your home loans. Home loans have a facility to make principle payments partially. It helps you to reduce your repayment tenure and also to reduce your no of emis.